“Officially Valid Document” (OVD) means the passport, the driving licence, 9proof of possession of Aadhaar number, the Voter's Identity Card issued by the Election Commission of India, job card issued by NREGA duly signed by an officer of the State Government and letter issued by the National Population Register
Proof of address and identity are usually needed to open a current account. This can prove a particular problem if you've been living abroad or have no credit history. If you're unable to open a current account, a basic bank account could still be an option. Prepaid cards can also often be used like a bank account.
Documents for address and identity proof include passport, permanent account number (PAN) card, voter's identity card, valid permanent driving licence, and letter or card issued by Unique Identification Authority of India containing details of name, photograph, address, and Aadhaar number.
Banks accept rent agreement as address proof. Banks accept it as address proof. However, ìf the deed is in the name of another family member, a relationship proof (like birth certificate, passport, ration card etc. which establishes the relationship between the lessee and account holder) needs to be submitted.
The procedure for online savings account opening with zero balance is very simple through Wishfin. The portal allows paperless process with no upfront verification. There is instant approval facility available which makes account opening process the easiest thing ever.
These forms can be a state ID, Social Security card, passport or birth certificate. You will need to provide personal information like your date of birth, physical address and phone number. You may need to produce proof of address like some sort of utility bill in your name. boxes as a valid form of address.
As a practical matter, a bank will probably accept any address anywhere in the world, that you can support with any document, as long as you have a US passport or a green card as evidence that you are a legal American and therefore eligible to have the government snooping in all your financial affairs.
No bank can deny to open Bank account in the basis that he belongs to another state. Some banks may ask local address proof where you stay in but not every bank. There is Guidelines of RBI on this. If any bank is denying complaint it to banking ombudsman with full details.
Which documents can I use as proof of residence?
- The following forms of proof of place of residence are accepted: Energy provider bill.
- Utility company bills.
- Bank statement.
- Photographic ID.
- Tax assessment.
- Certificate of voter registration.
- Correspondence from a government authority regarding the receipt of benefits.
- Mortgage statement.
These six documents are Passport, Driving Licence, Voters' Identity Card, PAN Card, Aadhaar Card issued by UIDAI and NREGA Card. You need to submit any one of these documents as proof of identity. If these documents also contain your address details, then it would be accepted as as 'proof of address'.
Aadhaar, PAN cards mandatory for opening bank accounts, says RBI. The Reserve Bank of India (RBI) has made Aadhaar and PAN cards mandatory for opening bank accounts. The updated circular said Aadhaar and PAN numbers must be quoted for new bank accounts.
How to Open Bank Account ?7 Steps To Open Bank Account
- Decide the Type of Bank Account you want to Open.
- Approach any Bank of choice & meet its Bank Officer.
- Fill up Bank Account Opening Form - Proposal Form.
- Give References for Opening your Bank Account.
- Submit Bank Account Opening Form and Documents.
Documents Required for Savings Account
| SR | Document |
|---|
| 1 | Valid Passport with photograph & signature |
| 2 | Driving license (Handwritten or laminated) issued by regional transport authority |
| 3 | PAN Card issued by Income Tax Dept /UTITSL/ NSDL |
| 4 | Voter ID card |
Yes Aadhaar is sufficient to open new bank account in any bank across India, as Aadhaar furnishes both POI and POA requirement. But along with Aadhaar you will also need PAN, or else in absence of PAN you will have to fill Form 60, but later on once you get PAN, you will have to submit it to bank.
Top 10 Banks in India
- HDFC Bank.
- Axis Bank.
- IDFC Bank.
- State Bank of India.
- Bank of Baroda.
- Punjab National Bank.
- ICICI Bank.
- Canara Bank.
Best Bank to open Savings Account in India:
- State Bank of India or SBI.
- Axis Bank.
- Kotak Mahindra Bank.
- Citibank.
- Bank of India.
- RBL Bank.
- HDFC Bank.
- ICICI Bank.
Yes, in the absence of any documentary Proof of Address (PoA) you can still update your current address in your Aadhaar with the help of an Address Verifier and by sending an online request for an Address Validation Letter.
List of acceptable documents: Household utility bill (eg gas, electric, water or fixed line telephone but not a mobile phone bill). It must be no more than three months old and show your name and current address. Utility bill from an EEA-based utility provider (less than 3 months old)
If driving license is from other city, local address proof is required.
Now, you can get an address proof from your local post office in these simple steps:
- Send a speed post or registered letter to your house.
- Go to the post office and meet the head of the post office and take a form for making an address proof by paying Rs 10.
A proof of residence is a document confirming where you live – it must have both your full name and your address printed on it. We accept the following kinds of documents as a proof of residence: National ID. Driver's license. Recent utility bill (gas, water, electric, landline phone, cable TV)
Note : Passport, Smart card Driving License, Voter ID Card, Aadhaar letter/card, Job card by NREGA are the only documents which will be considered as ID and Address proof at a same time, all other documents mentioned above will be accepted as single document either for identity or for Address Proof and not both in a
You can receive mail at the post office by using General Delivery. You will need ID to pick up the mail. If you have been displaced and don't have a permanent address, General Delivery service allows you to pick up your mail for up to 30 days at a designated Postal identified location in your current community.
Photographic ID on which your home address is visible may be uploaded as proof of your address. For example, if you used your driving license as proof of your identity, you must provide a different document to prove your place of residence, even if your current home address is the same as that on your driving license.
Aadhaar Validation letter could take 2 - 3 weeks of time to get it delivered to your address. Once you receive the PIN through validation letter, you can submit the response and get your address updated in no more time.
Yes, you may change your Address or E-Mail Address online. To change your Address: Login to your Online Banking service, Select the 'Customer Service' tab.
Remember to include a copy of a valid address proof that shows your name and new address. Change of Address request without a valid proof of address may be rejected. When you use the following format, remember to change the date, your name, bank name etc. Also, correctly mention the branch name of the bank.
You need to visit your branch to change your address.
- When you visit your SBI branch account ask for a address change form.
- Fill up with your new address form and attach an address copy and submit.
- Your address will be updated and you will get a new updated address book.
Am I able to update my Address/E-mail address using Online Banking?
- Login to your Online Banking service,
- Select the 'Customer Service' tab.
- Click 'My Profile and Preferences'
- Under 'Personal Information'
- Select 'Change Address'
- Enter ALL required information.
- Verify all information and select Confirm.
Here are the steps you need to follow to update address in your Aadhaar if you don't have any documentary proof:
- Step 1: Visit the UIDAI website under 'My Aadhaar' menu click on request for 'Address Validation Letter'
- Step 2: You will be redirected to 'Request for Address Validation Letter' page.
There are a standard set of documents that act as both ID and address proof:
- Aadhar Card.
- Voter ID.
- Driver's license.
- Passport.
- Defense personnel's ID in case you serve in the armed forces.
NEW DELHI: Aadhaar card is a valid proof for opening a bank account under the know your customer (KYC) norms, government said today. RBI has also advised the banks that if the address provided by the account holder is the same as that on Aadhaar letter, it may be accepted as a proof of both identity and address.
The documents required for address change include passport, bank statement/passbook, statement of Post Office account/passbook, ration card, voter id, driving license, water bill and telephone landline bill, among others, according to the UIDAI website.
